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The mortgage specialists
Phone: 0131 334 1972
Choosing the right mortgage for you
First Mortgage
Buying a new home can be an exciting experience. With interest rates on the move, house price inflation still increasing, and the recent credit crunch affecting the markets, first time buyers
Remortgage
Most people with an existing mortgage should consider remortgaging as part of a periodic review of their finances. Competition amongst mortgage lenders is fierce and the potential savings are significant.
Buy to Let - not regulated by the Financial Services Authority
Although buy-to-let yields are more difficult to justify at present, there appears to be pent up rental demand, and this may increase youelds into the future.
Capital Raising
As part of a new mortgage or a re-mortgage you may wish to raise finance for home improvements or for another purpose. Mortgages are available for this purpose up to 95% loan to value for standard applications. 125% mortgages are available, subject to terms and conditions.
NO Fees?
We are Fee Fee Whole of Market mortgage brokers.
We do not charge you a fee, we get paid by the lenders. In order that we can call ourselves independant, the FSa requires us to offer you a fee-paying option. You can ask us to charge you au ipfront fee, (typically 0.5% of the loan) and then we will rebate any moneys paid by the lenders back to you.